Interest free loan for essentials - Cost of Living directory

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0800 916 0647
Information

You might be able to get what's called a 'budgeting loan' for essentials like clothing or a washing machine if you claim certain benefits.

You might be eligible if you get:

  • Income Support
  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Pension Credit

The loan is interest-free, so you'll only have to pay back what you borrow. You'll usually need to pay back the loan within 2 years.

If you’re struggling to pay your essential living costs and can’t afford your repayments, contact the DWP’s Debt Management contact centre.